PRIVACY POLICY

Last Updated: March 17, 2026

1. INTRODUCTION

The Thrush and Son LLC ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website thethrushandson.com and use our financial services.

By using our website or services, you consent to the data practices described in this policy.

2. INFORMATION WE COLLECT

Personal Data: We may collect personally identifiable information such as your name, email address, company name, and any other information you voluntarily provide when you contact us, submit forms, or engage with our services.

Financial Information: When you apply for lending services, we may collect financial data including income, assets, credit history, and other relevant information required to assess your application.

Usage Data: We automatically collect certain information when you visit our website, including your IP address, browser type, operating system, referring URLs, pages viewed, and access times.

3. HOW WE USE YOUR INFORMATION

We use the information we collect to:

  • Provide, operate, and maintain our financial services
  • Process and evaluate lending applications
  • Communicate with you about services, updates, and promotional offers
  • Improve our website and service offerings
  • Detect, prevent, and address technical issues or fraud
  • Comply with legal obligations and regulatory requirements

4. SMS MESSAGING & CONSENT

If you opt in to receive SMS/MMS messages from The Thrush and Son LLC, you expressly consent to receive recurring marketing and promotional messages sent using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.

Message Frequency: Message frequency varies. You may receive up to 4 messages per month.

Opt-Out: You can opt out at any time by replying STOP to any SMS message. After texting STOP, you will receive one additional message confirming that you have been unsubscribed. You will no longer receive SMS messages from us unless you re-opt in.

Help: For assistance, reply HELP to any message or contact us at thrush@thethrushandson.com.

Message and Data Rates: Message and data rates may apply depending on your mobile carrier and plan.

Not a Condition of Purchase: Consent to receive SMS messages is NOT a condition of purchase or use of our services.

5. DISCLOSURE OF YOUR INFORMATION

We may share your information in the following situations:

  • Service Providers: We may share your data with third-party vendors who perform services on our behalf (e.g., payment processing, data analysis, email delivery).
  • Legal Requirements: We may disclose your information if required by law or in response to valid requests by public authorities.
  • Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
  • With Your Consent: We may disclose your information for any other purpose with your consent.

We do not sell your personal information to third parties.

6. DATA SECURITY

We use administrative, technical, and physical security measures designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. DATA RETENTION

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements.

8. YOUR PRIVACY RIGHTS

Depending on your location, you may have certain rights regarding your personal information, including:

  • The right to access and receive a copy of your personal data
  • The right to request correction of inaccurate data
  • The right to request deletion of your personal information
  • The right to opt out of marketing communications

To exercise these rights, please contact us at thrush@thethrushandson.com.

9. THIRD-PARTY WEBSITES

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

10. CHILDREN'S PRIVACY

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

11. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the updated policy.

12. CONTACT US

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

The Thrush and Son LLC
Email: thrush@thethrushandson.com